So, Westpac and CBA have introduced SMS One Time Passwords (OTP) to provide second factor authentication (2FA).
I bank with CBA (email address on my About link, phishers) and its good to see them finally introduce additional security measures – especially after reading articles for the past 12 months describing how CBA customer credentials are the most trafficked of any Australian bank.
I’ve registered for netcode. Please look into it if you bank with CBA.